Rajashree Rao

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So far Rajashree Rao has created 169 blog entries.

Cryptos Asset Class Dilemma

India is at the forefront of the 'Crypto' Revolution; defining Asset Class for new-age digital assets will be a game-changer for the Country's Economic Growth. Cryptocurrencies have caught attention as an asset class in the last few years with a $3-trillion market opportunity. They have gone mainstream on the back of their sharp rally despite being famed for their volatility and uncertainties around regulations in many countries, including India. The digital token went further into the mainstream in 2021 as institutions, and retail investors got involved with the crypto market. The Reserve Bank of India (RBI) has opened a dedicated department for fintech that will help create regulations for cryptocurrency and its upcoming Central Bank Digital Currency (CBDC) for wholesale [...]

By |2023-10-17T17:16:49+05:30March 30, 2023|Blogs, Technology|Comments Off on Cryptos Asset Class Dilemma
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Will the Emerging Technologies enable building a Resilient Supply Chain?

How Emerging Technologies are Shaping the Future of Supply Chain and its impact in addressing the Supply Chain Challenges. The supply chain industry has witnessed a paradigm shift, especially in recent times due to the disruption caused by the Pandemic. The industry is now considering an intrinsic part of the overall business strategy, thanks to the Covid-19, which has made the adoption of Digital Transformation a need of the hour in every industry. Besides, supply chain networks face enormous pressure caused by rising and shifting customer expectations for various products and services. The pre-covid era faced challenges relating to additional customer service requirements or fulfilment needs. The businesses responded by ramping up hiring and also throwing more people to [...]

By |2023-10-21T10:06:16+05:30March 29, 2023|Blogs, Technology|Comments Off on Will the Emerging Technologies enable building a Resilient Supply Chain?
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What is a Neo Bank?

Neo Bank is Reimagining your Financial life and Banking beyond physical walls. Traditional banking would bring to mind the monolithic brick-and-mortar, mountains of paperwork, and malfunctioning ATMs. But, according to Wikipedia, "the term 'Neo Banking' was first coined in 2016 to describe fintech based financial service providers that were challenging traditional banks." However, a new breed of non-bank fintech (financial technology) startups, known as neobanks, are combating these stereotypes in the form of digital-first-often, digital-only banking platforms that promise seamless online experiences and low- or no-fee services. Therefore, Neo banks are banks with only a digital presence and no physical branches. Instead, these banks leverage technology and Artificial Intelligence to provide personalized services to their customers and minimize operating costs. [...]

By |2023-10-21T10:07:44+05:30October 27, 2021|Blogs|Comments Off on What is a Neo Bank?
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What is Embedded Finance? (Contd)

How is Embedded Finance going to change the Fintech World? Global giants like Amazon, Mercedes, IKEA, or Walmart are cutting out the traditional banks, the financial middleman, and plugging in software from start-ups to offer customers everything right from Credit, banking, and insurance. As a result, they have now cracked the code for Finance. Until recently, if an organization wanted to offer financial services, they were required to form a FinTech arm within their business. This included an enormous capital expenditure, which took years to develop and a long time to show profits. Embedded Finance Infrastructure reduces the barriers approximately 10x for digital platforms to natively offer financial services to their customers. Therefore, for the customer, Embedded Finance enables 'native' [...]

By |2023-10-21T10:08:27+05:30October 12, 2021|Blogs, Technology|Comments Off on What is Embedded Finance? (Contd)
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What is Embedded Finance?

Embedded Finance a New Paradigm for a New Normal world and how it is Revolutionizing Financial Services. The implanting or embedding of financial services onto non-financial platforms, technologies, or product mechanisms intends to provide financial products to customers right at the source. More and more non-banking companies offer financial services, such as wallets or bank accounts, payments, and lending. The companies' embrace of embedded finance—banking-like services offered by nonbanks—aims to retain customers and increase their lifetime value. Venture capitalists, like Angela Strange at Andreessen Horowitz and Matt Harris at Bain Capital Ventures, for years have encouraged their companies to consider 'embedded finance' as a critical monetization lever, "making every company a fintech company." Embedded finance uses financial tools or services [...]

By |2024-03-31T15:58:28+05:30September 29, 2021|Blogs, Technology News|Comments Off on What is Embedded Finance?
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What is Defi (Decentralized Finance)?

India is the sixth-highest country to adopt 'DeFi' and second amongst the global leaders for Crypto adoption ahead of countries such as the US, the UK, and China. According to a report by blockchain data platform Chainalysis., "Fifteen million Indians are believed to have made investments in private cryptocurrency holdings. Cryptocurrency investments in the nation increased from $923 million in April 2020 to approx $6.6 billion by May 2021, a growth of about 400% in one year." More Indians started investing in cryptocurrencies from 2020 as the Covid-19 pandemic led to a global economic crisis, resulting in higher volatility and depreciation in traditional assets like equities, currencies, and bonds. As a result, more people around the globe started investing in [...]

By |2023-10-21T10:15:55+05:30September 13, 2021|Blogs|Comments Off on What is Defi (Decentralized Finance)?
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How do we build a Supply Chain that is Resilient, Robust and Futuristic?

The burning need for Rethinking, Restructuring, and Rebalancing the Risk and building a Resilient Supply Chain Management. Global Supply Chains in a Post-Pandemic Era: The United States-China Trade-war and the supply and demand shocks brought on by the Covid-19 crisis have forced manufacturers to reassess their supply chains. In the foreseeable future, the manufacturers will face pressure to increase domestic production, reduce dependencies on risky sourcing, rethink strategies of lean inventories, just-in-time replenishment, and grow employment in their home countries, which will impede when material shortages arise. The risk facing any particular industry value chain reflects its level of exposure to different types of shocks and the underlying vulnerabilities of a specific organization or in the entire value chain. [...]

By |2023-10-21T10:15:20+05:30July 12, 2021|Blogs|Comments Off on How do we build a Supply Chain that is Resilient, Robust and Futuristic?
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What, How, and Why about NFTs (Non-Fungible Tokens)

Everything you need to know about the Non-Fungible Tokens - NFTs, Explained, the latest in the crypto craze. Non-Fungible Tokens (NFTs) is a massive buzzword in the world of cryptocurrency at the moment. In the Crypto world, any object that can be digitally transferred from one person to another is called a 'Token.' Tokens, unlike coins, do not have the privilege of residing on their own blockchain. They depend on an existing blockchain to function and can be assigned a programmable value that can be recorded and maintained using a private key. An example of a token could be the general coins themselves. Bitcoin, Etherium, Litecoin, and many that you probably have heard of, have a value assigned to them [...]

By |2024-03-31T15:58:27+05:30April 14, 2021|Blogs|Comments Off on What, How, and Why about NFTs (Non-Fungible Tokens)
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What is Graph Neural Network (GNN)?

Introduction to Graph Neural Networks (GNN) - their need and real-time applications. What is a Graph? A graph is a data structure consisting of two components Nodes (vertices) and Edges in computer science. A graph G can be defined as G=(V, E), where V is the set of nodes, and E are the edges between them. If there are directional dependencies between the nodes, then edges are directed; if not, edges are undirected. Therefore, a graph can represent things like molecules or social media networks. Think of nodes as users and edges as connections. Why is Graph data hard to analyze? Graph data is very complex, that it has created a lot of challenges for existing Machine Learning (ML) algorithms. [...]

By |2021-03-17T15:30:06+05:30March 17, 2021|Blogs, Technology|Comments Off on What is Graph Neural Network (GNN)?
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What is a Graph Database?

Why Graph Technology is the future? - Graph database explained! History of Graph Database: In the 1960s, navigational databases such as IBM's Information Management System (IMS) supported tree-like structures in its hierarchical model, but the strict tree structure could be circumvented with virtual records. Graph structures could be represented in network model databases from the late 1960s. CODASYL, which had defined COBOL in 1959, described the Network Database Language in 1969. Labelled graphs could be represented in graph databases from the mid-1980s, such as the Logical Data Model. Several improvements to graph databases appeared in the early 1990s, accelerating in the late 1990s with endeavours to index web pages. In the 2000s, commercial graph databases with ACID (Atomic, Consistent, Isolated, [...]

By |2021-03-03T15:30:03+05:30March 3, 2021|Blogs, Technology|Comments Off on What is a Graph Database?
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